WIOLP is a global infrastructure that enables financial institutions to make eligible dormant financial assets securely discoverable by potential rightful owners across jurisdictions.

Financial institutions submit eligible dormant asset records to WIOLP. The platform indexes these records in a secure, privacy-preserving environment, allowing potential owners or heirs to search for possible matches without exposing sensitive financial information.

WIOLP does not determine ownership or process claims. All verification, ownership assessment, and claim handling remain fully under the responsibility of the financial institution.

No. WIOLP does not replace any legal or regulatory publication obligations.

It complements existing legal and regulatory publication requirements by providing a secure discoverability layer while allowing institutions to continue managing dormant assets under the applicable legal framework.

Yes. WIOLP never determines ownership. All verification, ownership assessment and claim processing remain entirely under the institution’s control.

WIOLP is designed to ensure that sensitive financial and customer data remains fully protected at all times.

All data is encrypted in transit and at rest using industry-standard security protocols. Access is strictly controlled through role-based permissions, ensuring that users can only access data relevant to their assigned role and jurisdiction.

WIOLP operates in compliance with applicable data protection regulations, including GDPR and banking secrecy requirements.

WIOLP supports a wide range of eligible dormant and unclaimed financial assets, including:

• Savings and checking accounts
• Fixed deposits
• Investment accounts
• Unclaimed dividends
• Insurance policies
• Pension and retirement accounts
• Cryptocurrency holdings (where applicable)
• Real estate assets with unknown or unverified ownership

Support for asset types may vary depending on applicable jurisdictional regulations.

WIOLP provides an AI-powered search engine that allows potential owners or heirs to search for eligible dormant assets using permitted identifying information.

The system accounts for multilingual complexities, name variations, spelling differences, and partial matches to identify potential claims.

WIOLP provides an auditable record of publication and search availability, demonstrating that eligible dormant assets have been securely published and made discoverable across jurisdictions. This supports institutions in evidencing reasonable efforts in accordance with applicable regulatory expectations.

Yes. WIOLP performs structured validation of submitted data, including checks for completeness, formatting accuracy, and internal consistency.

This helps ensure data quality and supports regulatory readiness prior to publication.

Institutions can upload data in bulk using Excel, CSV, or API integrations. WIOLP’s intuitive dashboard includes tools for mapping fields, tagging metadata, and validating entries to ensure accuracy and compliance during the upload process.

Yes, WIOLP has built-in validation tools that identify incomplete or inaccurate entries during the upload process. This helps maintain data integrity and ensures compliance with regulatory standards.

Yes. WIOLP is designed to operate across multiple jurisdictions and supports institution-specific regulatory requirements.

Each dormant asset record is managed in accordance with the applicable legal and regulatory framework under which it falls.

Yes. WIOLP is designed for both regional and global financial institutions, as well as insurance companies, pension administrators, investment firms, and relevant public-sector organizations.

The platform supports cross-jurisdictional publication and discovery while maintaining compliance with local regulatory requirements.

WIOLP uses role-based access controls to ensure that each user—such as a compliance or claim officer—can only access data relevant to their role, institution, and jurisdiction.

This minimizes risk exposure and ensures that sensitive information is strictly restricted to authorized personnel

Getting started with WIOLP is straightforward. Depending on your current needs, you can choose one of the following pathways:

• Option 1: Schedule an Introductory Consultation.  You can schedule a meeting with the WIOLP team to discuss your goals. We will guide you through our seamless onboarding process, which includes structured data mapping, integration setup, and alignment with your institutional compliance and regulatory requirements.

• Option 2: Complete our Readiness Assessment.  To fast-track the process, you can complete our Readiness Assessment. Providing this basic overview of your current setup allows us to skip the generic intros and tailor our very first meeting to your exact operational needs.